The Affiliate Program Built for Real Estate Professionals
Grow your network. Empower your investors. Earn as you do it.
Partnering with a Lender Investors Trust
It’s all in our name: Residential Capital Partners. We partner with local lending affiliates who know their markets, investors, and communities. Our goal? To provide efficient, reliable capital that helps you better serve the single-family residential real estate investors in your network.
If you’re looking to grow your real estate investment reach with a lending partner who brings balance sheet value, speed, and experience, you found it.
Why Partner with ResCap?
At Residential Capital Partners, we believe in true partnership. We value our relationships with industry professionals who understand the needs of today’s investors, and we work hard to elevate your business with our lending expertise, operational efficiency, and commitment to shared success.
Through our Affiliate Program, you’ll connect your investors with a trusted private money lender that funds their deals quickly and consistently. We handle the capital; you earn 1% of the funded loan amount for every loan closed through your referral. It’s straightforward, transparent, and built for growth.
How It Works
1. You Introduce the Investor – Connect your network of single-family real estate investors with ResCap.
2. We Fund the Deal – Qualified investors receive 100% financing of purchase and repairs up to 75% of the After Repaired Value (ARV).
3. You Earn 1% – For every loan funded through your referral, you earn 1% of the funded loan amount.
It’s a simple model designed to create value for everyone. Your investors get fast, flexible capital, and you earn while helping them grow.
The ResCap Advantage
100% Financing for Qualified Investors
We offer full financing for both purchase and rehab costs, up to 75% of ARV, helping investors scale their portfolios without tying up their own capital.
Speed That Wins Deals
In real estate, timing is everything. Our streamlined application and approval process ensures your investors can act quickly and close with confidence.
Balance Sheet Strength
We’re a balance sheet lender, meaning we assume the full risk of each loan and carry it on our books. That gives us flexibility, reliability, and the power to fund efficiently, without outside influence.
Competitive Rates & Smart Leverage
Our loan programs are designed to protect investor margins and maximize returns. We make it easier for your clients to control their own success.
The Multiplier Effect
ResCap’s 100% advance on purchase means investors can buy 3.05x more real estate with the same amount of capital compared to a lender offering only 90% financing. More capital stays in their business, fueling more deal flow, and ultimately, greater growth.
Loan Programs and Guidelines
We specialize in rehab transition loans (RTLs) and debt service coverage ratio (DSCR)loans tailored for single-family real estate investors.
Each loan follows our established underwriting guidelines and approval processes to ensure clarity, consistency, and responsible lending. Final loan terms may vary based on verified application details, qualifications, and other risk-based factors.
Working with a Proven Private Lender
ResCap was built by real estate investors, for real estate investors. We know that capital is the lifeblood of this business, and our mission is to keep more of it in the hands of your clients.
By partnering with us, you’re giving your network access to fast, private, no-money-down funding backed by an experienced team that truly understands the investor mindset. Together, we can help investors close more deals, scale faster, and succeed with confidence.
Ready to join us? Connect with an Account Executive today!
Frequently Asked Questions
1. Do you loan money to individuals or businesses?
ResCap does not lend to individuals. We only lend to business entities. All principal owners of the business entity must complete the application. A special purpose entity (SPE) must be set up before ResCap can close the loan made to the borrower or SPE.
2. Do you require personal guaranties?
We require all principals of the borrower to personally guarantee the loan issued to the borrower or business entity.
3. What is your minimum loan amount?
Our minimum loan amount is $100,000
4. How do you set your interest rate and origination fees?
Our economic terms are set based on the risk-based factors of each loan. We strive to provide efficient, market terms to each client based on their experience, risk profile, and the merits of the deal.
